India’s Smart Fintech for Travel Lovers

Our Story

Launched in 2025 as Nityanta Fintech OPC PVT Ltd in Jharkhand, we created nityanta.money to make your money work harder for you. By seamlessly linking BBPS bill payments with advanced travel tech and premium brand vouchers, we turn routine monthly expenses into highly rewarding travel money.

"We don’t just process payments – we multiply your money through travel rewards."

Our Core Values

Secure Money

Smart Savings

Travel Freedom

Innovation

Our Services

Everything you need to turn bills into boarding passes.

Payments (BBPS Money Hub)

Pay all your bills in seconds. Earn real money rewards (vouchers) on every single transaction, fully compliant with RBI guidelines.

Auto-pay: Never miss a due date.
Reminders: Smart alerts for upcoming bills.
Money Tracker: Monitor your transactions and earned rewards in real-time.

Travel Tech (Travel Money Engine)

Book smarter with money you’ve already earned. Apply your vouchers directly at checkout for instant discounts on flights, hotels, and buses.

Integration Highlight:

"Your bill payment history directly funds your next adventure. Watch your travel wallet grow every time you pay electricity or water bills."

Gift Vouchers (Money Rewards Store)

Redeem your earned money as high-value vouchers. Enjoy the flexibility of zero expiry dates on select top-tier brands.

Travel Brands

IRCTC, Yatra, MakeMyTrip, Cleartrip

Lifestyle & Food

Amazon, BigBasket, Zomato, Swiggy

Simple, Transparent Pricing

Choose the tier that best accelerates your travel goals.

Basic Account

₹0/mo

Unlimited BBPS Payments
Standard Reward Rates
Access to Travel Catalog

Premium

₹99/mo

Everything in Basic
2x Higher Rewards Multiplier
Priority Travel Deals & Discounts
Zero Expiry on all Vouchers